As you grow older you accumulate wealth. You might inherit monies, you might decide to work overseas for a while and unfortunately some of you may be made redundant.
Again, all these areas require advice from a fully qualified independent financial adviser and it is normally at this stage in an individual's life when you start thinking about retiring and whether it is feasible to take early retirement.
Firth & Scott's Lifetime Financial Planning Programme, available through the FS Premier proposition provides the means of a client knowing whether they have accumulated enough wealth to be able to allow them to enjoy retirement.
Don't forget that inevitably some of us will fall ill.
Here if the benefits provided by the state or your employer are not sufficient - should a personal scheme be considered?
