Our Fee Structure
We offer the Firth & Scott FS Premier service on a fee basis rather than commission. Why? Because we believe that this represents a much more transparent way of doing business, where more of your money is invested for you. It also ensures that we are able to offer our clients a totally independent range of financial products from which to choose, with no bias.
Commission based advice versus fee based advice – an example*
For mortgage advice we charge a fee of £150 per hour for the time spent by the company and we will refund to you any commission that we receive from the provider. We will confirm to you the expected total fee payable for our service, prior to submitting any application on your behalf. Should we be required to undertake any further work on your behalf, once the application has been submitted, we will inform you in advance of any revised amount. This rate is reviewed yearly and can be expected to increase. If it does we will endeavour to keep you informed.
Your home may be repossessed if you do not keep up repayments on your mortgage.