Firth & Scott  Financial Services & Insurance Brokers
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Welcome

A new service

FS Premier is a premium, fee based service from Firth & Scott Financial Services Ltd, bringing together experienced, highly qualified independent financial advice to give you our most comprehensive and flexible financial planning package yet.

The FS Premier service is offered on a fee basis rather than commission.  Why?  Because we believe that this represents a much more transparent way of doing business, where more of your money is invested for you. It also ensures that we are able to offer our clients a totally independent range of financial products from which to choose, with no bias.

Commission based advice versus fee based advice

Whilst we would be the first to admit that commission based charges have their place, for larger investments we believe fee based advice is the best option for you. 

But don't worry

We're not going to land you with a huge unexpected bill for our advice.  We will always discuss with our fee structure, ensuring you understand the likely range of costs, before we undertake any work for you.

A new approach

Our approach has been developed by our two principal advisors, Steve Hopkins and Steve Phillips. Both have many years of successful experience in the financial sector and both are Chartered Financial Planners. This title is only granted to those individuals who have gained the highest qualifications within the financial services industry.

Free Consultation

If you feel our Lifetime Financial Planning Programme would be suitable for you please don't hesitate to contact us to set up a no obligation first meeting, we'd be delighted to hear from you.

Mortgages
For mortgage advice we charge a fee of £150 per hour for the time spent by the company and we will refund to you any commission that we receive from the provider where allowed. We will confirm to you the expected total fee payable for our service, prior to submitting any application on your behalf. Should we be required to undertake any further work on your behalf, once the application has been submitted, we will inform you in advance of any revised amount.  This rate is reviewed yearly and can be expected to increase.  If it does we will endeavour to keep you informed.
Your home may be repossessed if you do not keep up repayments on your mortgage.

Latest News

23 Jan 2010
Do You Know Your Number?
Many of you I know will be worrying about whether you can afford to retire or those of you who have already retired will be worrying about whether you can afford that special holiday or a new car
01 Oct 2009
Retail Distribution Review (RDR)
Following intensive consultations the Financial Services Authority have published their review of the Financial Services Industry and proposals that they intend to be put into force with effect from the end of 2012
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